Privacy Policy & Confidentiality

You acknowledge that AFA collects and uses personal information for purposes of providing the services described on this site. AFA is committed to respecting the privacy and confidentiality of information in accordance with applicable law. AFA has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, neither AFA nor any third party shall be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security. If you are provided with a user name and password to access any part of this site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that AFA shall not be responsible to confirm the actual identity or authority of any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to AFA to execute any transactions directed there under. You agree to notify AFA immediately should the confidentiality of your user name and password be in jeopardy.

AFA is committed to client confidentiality and to protect your privacy. The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfil our obligations to protect your privacy. "Personal information" refers to the nonpublic financial information obtained by AFA in connection with carrying out our services.

Information We Collect
AFA collects personal information as part of our relationship to you, to provide client services and fulfill legal and regulatory requirements. The type of information AFA collects may include:

  • Information AFA receives from you on forms (such as name, address, Social Security number, profile documents, assets and income);
  • Information you provide AFA directly about your personal finances or personal circumstances or which AFA may receive from brokerage statements or other information you authorize AFA to receive.

Information Disclosed In Administering Products and Services
AFA will not disclose personal information about current or former clients to non-affiliated third parties except as permitted or required by law. AFA does not sell any personal information about you to any third party. AFA will not disclose personal information without your authorization, except as required or permitted by law.

Procedures to Protect Confidentiality and Security of Your Personal Information
AFA has procedures in place that limit access to personal information to those employees who need to know such information in order to perform business services. In addition, AFA maintains physical, electronic and procedural safeguards to guard your nonpublic personal information. AFA will update its policy and procedures when necessary to ensure that your privacy is maintained and that AFA conducts business in a way that fulfils our commitment to you. If AFA makes any material changes in its privacy policy, we will make that information available to clients through our Web site and/or other communications.